Good old fashioned honesty and trustworthiness is seldom mentioned when people talk about real estate agents. History has shown the industry to be one of the least trusted professions and there are times that stigma is justly deserved. However, there is a small group of real estate agents who want to make a difference
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I believe a world with every human being living with heart felt passion is a world filled with peace and sincerity.
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What some Business owners have not thought about is ''divorce proofing'' their business. The impact on business of relationship breakdown.
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The need for financial advice is rarely more apparent than when going through a property settlement
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There are some very important matters that you should know about Financial Agreements before you agree to sign.
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Australian States and Territories implemented legislation in 2009 permitting de facto, including same sex couples to formalise their obligations using financial agreements.
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I will briefly discuss what the Binding Financial Agreement Reforms mean to you.
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Departing from Black and Black
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What happens in the event the provision of the Act under which the Financial Agreement is executed is incorrect?
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Financial Agreements used in lieu of Consent Orders
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When it comes to making investment
decisions, research shows we are our own
worst enemies, with our brains better
hardwired for stone-age survival than...
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Some types of caveats include: A party to a relationship claims to have contributed to the land; Second (unregistered) mortgages; Unregistered leases; Caveats by authorities; By anticipated purchasers of the land; By a beneficiary to a Will; and, Where an agreement is alleged that a child would inherit the land in return for substantial ongoing assistance to their parent.
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Jane gave her partner of more than 20 years a terrific ''Valentine's Day'' gift - more than $4,000 per year - simply by getting some great financial advice
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Dealing with a deceased estate is one of the more difficult challenges in life.
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Two pieces of legislation have been introduced that will significantly change how de facto property disputes are dealt with.
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Under the provisions of the Property Law Amendment Act 1999, couples living together in a De facto relationship are now able to enter into binding agreements which deal with the division of property interests upon the breakdown of their Defacto relationship.
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Life insurance is an often misunderstood term. Most people relate this to insurance that pays out in the event of death - which is correct
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As such a valuable asset, the home may become a source of debate during divorce due to financial and emotional considerations. It is important that you educate yourself in relevant legalities and economic realities in order to reach the best resolution.
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You and your spouse are foreigners. Both of you have been living in Indonesia for several years due to work commitments. Either your spouse works in Indonesia or being your dependent, both of you are residents of Indonesia.
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After so many years of practising in family law I thought I'd heard everything...
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... you should be aware that there are time limitations which apply in relation to lodging your application for property settlement...
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Did you know that marriage revokes a Will? So the second anyone says 'I do', their Will is automatically revoked.
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You should review your estate planning needs on a regular basis and particularly when an important event occurs such as: getting married, getting divorced, the birth of a child...
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Western Australia is still unsure which Stepchildren should be able to claim under Family Provision Legislation. On 25 October 2011 the Inheritance Amendment Act 2011 (WA) was passed by both houses of State Parliament.
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You've found your life partner and you're ready to settle down. Now it's time to start planning for a long and happy life together - which means getting your finances into shape.
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When superannuation splitting is being considered as part of a family law property settlement, people tend to take one of two positions
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Adam and Ben are a same-sex couple who have been in a relationship for the past 20 years. Together they own an apartment...
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The i-dont Divorce Checklist can help you consider the various issues you may need to deal with.
From Legal, Financial, Counselling and many other considerations.
To download the pdf, click the link...
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When negotiating a Property Settlement, your lawyer will generally want to know things like whether or not you prefer to retain the family home
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Moving to a new home can be one of the biggest changes that a family can face, especially for young children, so it is important to take them into consideration.
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Losing your job, being in the midst of a relationship breakdown or owning your own business can all mean many women have minimal or no super savings by the time they reach the wonderful age of 50...
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Start thinking about how to boost your finances in 2013. Anthony Keane outlines 13 ideas.
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Superannuation benefits and tax implications
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Superannuation - What can be split?
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Super and divorce - Never easy but with the right knowledge and expertise of a Financial
Adviser you could potentially
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It can be the cause of disputes between separating couples. Who is, in the end, responsible for debts incurred during a marriage?
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Marriage, divorce and separation are all events which require you to change your Will.
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In relation to our children, how do I get him to comply?
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Fred and Ginger were married in 1979. They separated in January 2012 and Ginger wants to sort out their matrimonial property settlement. Ginger is concerned that Fred will automatically get half of the assets of the marriage. Ginger owned her own home when she married Fred, which was not subject to a mortgage.
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Question: My husband has walked out on our marriage. I feel that he has broken up our family. Is this taken into account when determining what is fair with respect to our property settlement?
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Jack and Jill have been separated for six months. They have each retained a lawyer and are about to begin the process of property settlement. Jill is convinced that Jack's gambling has caused loss to the assets of their marriage.
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Your investments. Aussies share their financial stories. What has been your best investment? And your worst?
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Getting a divorce in Australia costs as little as $352. That's unless you're a pensioner, a prisoner, under 18 years-of-age, have been granted legal aid or fall into some other specified category.
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If you've signed a prenuptial or postnuptial agreement and no longer agree to its terms, your rights are very limited.
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Deciding to sell, Choosing an Agent, Decide how you would like to sell, Sign agreement with agent, Prepare the Contract, Advertising, Going on the Market...
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Three Steps in Property Settlement
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Sorting out our finances is something we all need to do at some stage. You don't need a large inheritance or an intricate knowledge of financial markets.
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The West Australian State Parliament has recently passed the Inheritance (Family and Dependants Provision) Amendment Bill 2011.
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There are lots of good reasons why you should invest a little time - and a little money - in super while you're still young.
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Superannuation laws are strongly skewed against anyone who takes a career break. Tougher restrictions on superannuation contributions are punishing mums, pre-retirees and small business owners.
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Whether living together as a married couple or living together in a de facto relationship, superannuation is regarded as property belonging to the parties to a relationship.
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In Australia the ''pre-nup'' is called a ''Binding Financial Agreement.'' The recent amendments to the Family Law Act 1975 extend Binding Financial Agreements to those in a de facto relationship.
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The situation has become more complex with the introduction of legislation in some states that include so-called 'mistress laws.' In some cases these can give couples having an affair the same rights to claim each others' assets as a traditional spouse.
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Sort and sell things you don't need, Use the floor plan of your new house to help decide what furniture stays and what furniture should go, Get copies of your records from doctors, dentists, lawyers, accountants, etc. Fill in a 'change of address' redirection notice from the post office starting from your settlement date
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Match your home to your advert If you're advertising a three bedroom home make sure that's exactly what buyer's find when they arrive...
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The most common circumstance for lodging a caveat on a property is where the parties have been in a de facto relationship or married yet the property is owned in only one party's name. This means that when they separate the owner can deal with the property in any way they like such as: Selling the property (for example to a friend or acquaintance at less than it is worth.) Borrowing against the property...
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Many people insure their home and their car, but fail to insure their most important asset, their ability to produce an income, which is also their life. People fail to realise the value of their 'working' life.
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...when the time comes for a separating couple to decide how to divide their assets and negotiate the division this can feel like an overwhelming challenge...
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There are many Federal laws that refer to different types of relationships. Acts often have their own definitions of 'spouse', 'de facto spouse', 'next of kin', or 'dependant'. State law generally has a single 'de facto partner' or 'de facto relationship' definition. These definitions are used to determine rights and responsibilities in areas like Centrelink benefits, superannuation, inheritances, and so on.
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The more you own, and the more complex family life can become as a result of second marriages, de facto relationships and blended families, the more important it is to take estate planning seriously.
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Household, Income and Labour Dynamics in Australia
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Financial advice is helping women to bridge the gender gap in
salaries and savings.
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''If women want to lessen the financial gender gap, they must take control of their finances,'' says Margaret Butler, Director, Anasazi Trading P/L
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